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Balance Finance Fees and Charges

Application Fee

$NIL

Administration Fee

Fees charged for the administration of the finance agreement.

$110 inc. GST*

Valuation Fee

A fee charged for an independent valuer to conduct a
valuation on the property to be used as security.

From $220*

Monthly Ongoing Fees

A monthly fee charged for maintaining your loan account.
If applicable it is charged to your finance account.

$NIL

Annual Package Fee

A yearly fee charged for maintaining your loan account.
When applicable it is charged to your loan account.

$NIL

Redraw Fee

A fee charged for accessing monies you have repaid in
excess of your minimum requirements.

$NIL

Statement Fee

A fee charged for obtaining a copy of a loan statement.

$NIL

Document Preparation Fee

A fee charged for the preparation of your loan documentation. When applicable it is deducted at settlement of your
loan account.

From $412.50 plus Disbursements*

Title Insurance

Insurance paid in the event that your title is lost or misplaced,
a new one will be issued on your behalf.

$110 inc. GST*

Default Fee

A fee charged when you miss a loan repayment.
When applicable it is charged to your loan account. $20

$20*

* Price may vary in different state. Price may change without notice.

Government Fees

Every State and Territory government across Australia levies a range of different fees and charges for residential properties, including but not limited to Stamp Duty, Transfer Fees and Title Registration. Such fees may be payable at the beginning or end of a finance agreement.

Speak to your solicitor or visit the government web site of your State or Territory.

Stamp Duty Calculator available here.